Healthy and Happy Living should include a yearly mortgage check-up....You may not think a yearly medical check-up is really necessary, especially if you consider yourself to be in good health. However, nearly one third of the 13.3 million Americans living with a chronic disease are unaware of their health condition.
Preventive care to offset a chronic disease should be woven into all aspects of life, including where and how we live, learn, work, exercise, along with the management of ones finances.
Getting a annual check-up is important in maintaining good physical, mental and financial health, and should be considered an essential part of anyone's health care routine, including a yearly mortgage check-up.
WHAT IS A MORTGAGE CHECK-UP?
A mortgage check-up is recommended annually and is the evaluation of your current mortgage to determine if you have the best interest rate and mortgage product for your current situation.
Mortgage rates and programs change often. In the case of mortgage rates, they change many times over the course of several months and even throughout the day. That's why it is important to regularly check your current mortgage - to make sure you have the best rate and program.
Your goal is to have your home equity and money working for you and not just sitting there.
Here are some reasons to get your mortgage check-up:
Rates dropping since your last refinance?
We can review your current mortgage rate and financial situation and give you answer on whether it is the right time to refinance or not give your situation.
Same mortgage for five years or even more?
If you have had the same mortgage for five+ years you should call us right away to see what options we have available. In the market today, it more than likely means your rate is too high and you re paying the same amount on a principle that ahs gone down considerably. Let's get you qualified for a new mortgage and a new lower payment!
Deep in debt?
A mortgage check-up annually open doors and help you with debt consolidation. I can in most cases relieve some of the monthly financial stress.
Contact us today to get a FREE mortgage check-up!